Last Updated: January 15, 2026

Introduction

Welcome to pik168, an online betting platform operated by an internationally licensed entity that provides sports betting, casino gaming, slot games, and lottery services (collectively referred to as "the Services") to users in Indonesia and other permitted jurisdictions.

These Terms & Conditions ("Terms") constitute a legally binding agreement between you ("User", "You", "Your") and pik168 ("we", "us", "our", "the Company", "the Platform"). By registering an account, accessing our website at https://pik168.cam, or using any of our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms in their entirety, along with our Privacy Policy and Responsible Gaming Policy.

If you do not agree with any provision of these Terms, you must immediately cease using the Platform and all Services. We reserve the right to modify, update, or replace these Terms at any time without prior notice. Your continued use of pik168 following any changes constitutes acceptance of the revised Terms. It is your responsibility to review these Terms periodically.

1. Definitions

For the purposes of these Terms & Conditions, the following definitions apply:

  • "Account" means the unique user account created by You to access and use the Services on pik168.
  • "Bet" or "Wager" means a stake placed on any outcome or event offered on the Platform, including sports bets, casino games, slots, and lottery draws.
  • "Bonus" means any promotional credit, free bet, free spin, cashback, or other incentive offered by pik168, subject to specific terms and wagering requirements.
  • "Deposit" means funds transferred by You to Your Account balance using an approved payment method.
  • "KYC" (Know Your Customer) means the identity verification process required by pik168 to comply with international anti-money laundering regulations.
  • "Platform" or "Website" means the pik168 online betting platform accessible at https://pik168.cam and any related mobile applications or interfaces.
  • "Services" means all betting, gaming, and related services provided by pik168, including but not limited to sports betting, live casino, slots, and lottery games.
  • "Withdrawal" means the transfer of funds from Your Account balance to Your designated bank account or payment method.

2. Eligibility Requirements

To register an account and use the Services on pik168, You must meet all of the following eligibility requirements:

2.1 Age Requirement

You must be at least 21 years of age or the legal age of majority in your jurisdiction, whichever is greater. pik168 enforces a strict 21+ policy and will request identity verification documents to confirm your age. Any User found to be underage will have their Account immediately suspended, all bets voided, and funds confiscated.

2.2 Legal Capacity

You must have the legal capacity to enter into binding contracts under the laws of your jurisdiction. You confirm that You are acting on Your own behalf and not on behalf of any third party.

2.3 Geographic Restrictions

pik168 primarily serves users located in Indonesia. You confirm that You are physically located in a jurisdiction where online gambling is not expressly prohibited by law. If online gambling is illegal in Your jurisdiction, You must not access or use our Services. It is Your sole responsibility to ensure compliance with all applicable local laws.

2.4 Single Account Policy

Each User is permitted to maintain only one (1) Account with pik168. Creating multiple Accounts ("duplicate accounts") is strictly prohibited. If we detect duplicate Accounts, all such Accounts will be closed, bets will be voided, and balances will be forfeited.

2.5 Exclusion Lists

You confirm that You are not listed on any self-exclusion register, gambling addiction treatment program, or prohibited persons list maintained by pik168 or any regulatory authority.

Important Legal Notice

pik168 operates under international licensing and is based offshore. Indonesia's Public Gambling Act of 1867 predates modern online betting and its application to internet-based gambling remains legally ambiguous. By using pik168, You acknowledge that You are responsible for determining whether online betting is legal in Your specific jurisdiction and that You assume all legal risks associated with Your use of the Platform.

We do not encourage or facilitate illegal gambling. If online betting is prohibited in Your location, You must not use our Services.

3. Account Registration and Security

3.1 Registration Process

To create an Account, You must provide accurate, current, and complete information including but not limited to: full legal name, date of birth, email address, phone number, residential address, and preferred username and password. You agree to update Your Account information promptly if any details change.

3.2 Identity Verification (KYC)

pik168 is required by international anti-money laundering (AML) regulations to verify the identity of all users before processing withdrawals. You agree to provide, upon request, copies of the following documents:

  • Government-issued photo identification (Indonesian KTP Nasional, passport, or driver's license)
  • Proof of address dated within the last three months (utility bill, bank statement, or government correspondence)
  • Selfie photograph holding Your identification document next to Your face
  • Additional documentation as may be reasonably requested to verify the source of funds

Failure to complete KYC verification within 30 days of Your first deposit may result in Account suspension and withdrawal restrictions until verification is completed.

3.3 Account Security

You are solely responsible for maintaining the confidentiality of Your Account credentials (username and password). You must not share Your login details with any third party. pik168 will never ask You for Your password via email, phone, or live chat. You agree to notify us immediately if You suspect unauthorized access to Your Account.

3.4 Prohibited Registrations

You may not register an Account if You:

  • Are currently self-excluded from gambling services
  • Have had an Account previously closed by pik168 for Terms violations
  • Are an employee, contractor, or immediate family member of an employee of pik168 or its affiliates
  • Are registering on behalf of another person or entity

4. Deposits and Withdrawals

4.1 Approved Payment Methods

pik168 accepts deposits via the following methods for Indonesian users:

  • Indonesian bank transfer: BCA (Bank Central Asia), BRI (Bank Rakyat Indonesia), BNI (Bank Negara Indonesia), Mandiri (Bank Mandiri), CIMB Niaga, OCBC NISP, Bank Permata, BSI (Bank Syariah Indonesia)
  • E-wallets: OVO, DANA, GoPay, ShopeePay, LinkAja

All deposits must be made from a payment source registered in Your own name. Third-party deposits are strictly prohibited and will result in funds being returned and potential Account suspension.

4.2 Deposit Limits and Processing

Minimum deposit: Rp 50,000 per transaction. Maximum deposit: Rp 100,000,000 per transaction (limits may vary by payment method and VIP tier). Deposits are typically credited to Your Account balance within 5 minutes during banking hours (9:00 AM - 9:00 PM WIB). Off-peak deposits may take up to 24 hours.

4.3 Withdrawal Policy

You may request withdrawals to the same bank account or e-wallet used for deposits. Minimum withdrawal: Rp 100,000. Maximum daily withdrawal varies by VIP tier. Standard processing time: 15 minutes to 6 hours for verified Accounts. First-time withdrawals may require additional verification and take up to 24 hours.

4.4 Withdrawal Conditions

To withdraw funds, You must:

  • Complete KYC verification
  • Meet any applicable bonus wagering requirements
  • Have wagered at least 1x (one times) the total deposit amount on the Platform
  • Provide any additional documentation requested by our security team

pik168 reserves the right to withhold withdrawals if suspicious activity or Terms violations are detected pending investigation.

4.5 Currency and Fees

All transactions on pik168 are conducted in Indonesian Rupiah (IDR). pik168 does not charge deposit or withdrawal fees. However, Your bank or payment provider may impose their own transaction fees, which are Your responsibility.

5. Bonuses and Promotions

5.1 Bonus Eligibility

pik168 offers various bonuses and promotions including welcome bonuses, deposit bonuses, cashback, free spins, and VIP rewards. Participation in any promotion is subject to specific terms and conditions published for that promotion. Bonuses are offered at pik168's sole discretion and may be modified or withdrawn at any time.

5.2 Wagering Requirements

All bonuses are subject to wagering requirements, which specify the number of times You must wager the bonus amount (and in some cases, the deposit amount) before bonus funds can be converted to withdrawable cash. Wagering requirements vary by promotion and are clearly stated in each bonus's terms. Typical wagering ranges from 20x to 40x.

5.3 Game Contribution Rates

Different game types contribute differently toward wagering requirements:

  • Slot games: 100% contribution
  • Sports betting (minimum odds 1.75): 100% contribution
  • Live casino games: 10% contribution
  • Table games (blackjack, roulette, baccarat): 10% contribution

5.4 Bonus Abuse

Bonus abuse, including but not limited to creating multiple Accounts to claim bonuses, colluding with other players, or using betting strategies designed solely to meet wagering requirements without genuine risk, is strictly prohibited. pik168 reserves the right to void bonuses, cancel winnings, and close Accounts found to be engaging in bonus abuse.

5.5 Maximum Bet Limits

When wagering with bonus funds, a maximum bet limit applies (typically Rp 50,000 per bet). Exceeding this limit may result in forfeiture of the bonus and associated winnings.

6. Sports Betting Rules

6.1 Bet Acceptance

All bets are subject to acceptance by pik168. We reserve the right to refuse or limit any bet at our sole discretion. Once a bet is accepted and confirmed, it cannot be canceled, modified, or withdrawn by the User.

6.2 Bet Settlement

Bets are settled based on official results as determined by the relevant sports governing body. In the event of disputes, abandoned matches, or postponements, specific settlement rules apply and are detailed in our Sports Betting Rules section (accessible via customer support).

6.3 Odds Changes

Odds are subject to change at any time prior to bet acceptance. The odds displayed at the time You place Your bet are the odds applied to Your wager, regardless of subsequent changes.

6.4 Live Betting

For live (in-play) betting, odds and available markets change rapidly based on match events. Due to transmission delays, there may be a brief time lag between real-time events and odds updates on the Platform. pik168 reserves the right to void bets if we determine that a bet was placed after a significant match event occurred but before odds were adjusted.

7. Casino Games and Slots

7.1 Game Fairness

All casino games and slots offered on pik168 are provided by internationally recognized game developers and are tested for fairness by independent testing laboratories. Random Number Generators (RNGs) ensure that game outcomes are random and unpredictable.

7.2 Return to Player (RTP)

Each game displays its theoretical Return to Player (RTP) percentage, representing the expected long-term payout rate. RTP is calculated over millions of game rounds and does not guarantee results over short-term play sessions.

7.3 Game Malfunction

In the event of a game malfunction, software error, or technical issue, all affected bets will be voided, and stakes will be returned to Your Account. pik168 is not liable for losses incurred due to game malfunctions beyond the return of the affected stake.

7.4 Progressive Jackpots

Progressive jackpot amounts displayed are approximate and may be subject to currency conversion rounding. The exact jackpot amount awarded is determined at the moment of the win and is the amount credited to Your Account.

8. Responsible Gaming

pik168 is committed to promoting responsible gaming and preventing gambling-related harm. We provide the following tools and resources:

  • Deposit Limits: Set daily, weekly, or monthly deposit limits through Your Account settings.
  • Loss Limits: Set limits on the maximum amount You can lose within a specified period.
  • Session Time Limits: Receive notifications or automatic logout after a defined period of continuous play.
  • Self-Exclusion: Temporarily or permanently exclude Yourself from accessing pik168 services for a period ranging from 24 hours to indefinite closure.
  • Reality Check: Periodic reminders of time spent on the Platform and amounts wagered.

If You believe Your gambling is becoming problematic, we strongly encourage You to use these tools or contact our support team for assistance in accessing professional help resources. For more information, please visit our Responsible Gaming page.

9. Prohibited Activities

The following activities are strictly prohibited and constitute material breaches of these Terms:

  • Fraud and Abuse: Using stolen payment methods, creating multiple Accounts, colluding with other players, using automated betting software (bots), or engaging in any form of fraudulent activity.
  • Money Laundering: Using pik168 to launder proceeds of crime or for any purpose related to terrorist financing.
  • Underage Gambling: Attempting to register or gamble if You are under 21 years of age.
  • Circumventing Restrictions: Using VPNs, proxies, or other methods to disguise Your location or circumvent geographic restrictions.
  • Hacking and Security Breaches: Attempting to gain unauthorized access to other users' Accounts, interfering with the Platform's security measures, or exploiting software vulnerabilities.
  • Offensive Behavior: Harassing other users or staff, using offensive language in chat functions, or engaging in any behavior that disrupts the Platform's community.

Violation of any prohibited activity may result in immediate Account suspension or termination, forfeiture of funds, and potential legal action.

10. Limitation of Liability

10.1 Service Availability

pik168 strives to maintain continuous service availability but does not guarantee uninterrupted access to the Platform. We are not liable for service interruptions caused by technical issues, maintenance, force majeure events, or circumstances beyond our reasonable control.

10.2 Financial Losses

You acknowledge that gambling inherently involves the risk of financial loss. pik168 is not responsible for any losses incurred through Your use of the Services. All betting and gaming decisions are made at Your own risk.

10.3 Third-Party Services

pik168 utilizes third-party service providers for payment processing, game content, and other services. While we select reputable partners, we are not liable for failures, errors, or misconduct by these third parties.

10.4 Maximum Liability

To the fullest extent permitted by law, pik168's total liability to You for any claims arising from these Terms or Your use of the Services shall not exceed the total amount You deposited into Your Account during the six months preceding the claim.

11. Account Termination and Suspension

11.1 Termination by User

You may close Your Account at any time by contacting customer support. Upon Account closure, You must withdraw any remaining balance. If You have active bonuses or pending bets, these may need to be resolved before closure is finalized.

11.2 Termination by pik168

pik168 reserves the right to suspend or terminate Your Account immediately without prior notice if:

  • You breach any provision of these Terms
  • We suspect fraudulent, illegal, or abusive activity
  • You fail to complete KYC verification within the required timeframe
  • We are required to do so by law or regulatory authority
  • We cease operations or no longer offer Services in Your jurisdiction

Upon termination for Terms violations, any remaining balance may be forfeited, and outstanding bets may be voided.

11.3 Dormant Accounts

Accounts with no login activity for 12 consecutive months are considered dormant. pik168 reserves the right to charge a monthly dormancy fee of Rp 50,000 or close the Account and return the remaining balance to the last known payment method.

12. Governing Law and Dispute Resolution

12.1 Governing Law

These Terms are governed by and construed in accordance with the laws of the jurisdiction in which pik168 is licensed and registered, without regard to conflict of law principles.

12.2 Dispute Resolution

In the event of any dispute arising from these Terms or Your use of pik168, You agree to first attempt to resolve the matter informally by contacting our customer support team at [email protected]. If the dispute cannot be resolved informally within 30 days, You agree that the dispute shall be resolved through binding arbitration in accordance with international arbitration rules.

12.3 Class Action Waiver

You agree to resolve disputes on an individual basis only. You waive any right to bring or participate in class action lawsuits or class-wide arbitration against pik168.

13. Contact Information

If You have any questions, concerns, or complaints regarding these Terms & Conditions or Your use of pik168, please contact us:

Email: [email protected]

Live Chat: Available 24/7 through the Platform

WhatsApp: Contact via live chat for WhatsApp details

Response Time: We aim to respond to all inquiries within 12 hours, typically much faster.

Acknowledgment

By using pik168, You acknowledge that You have read, understood, and agree to be bound by these Terms & Conditions in their entirety. You further acknowledge that You have read and understood our Privacy Policy and Responsible Gaming Policy.

These Terms constitute the entire agreement between You and pik168 and supersede any prior agreements or understandings, whether written or oral.

Key Highlights

21+ Age Requirement

All users must be at least 21 years old and provide valid ID verification before withdrawals.

KYC Verification

Identity verification is mandatory for all users to comply with international anti-money laundering regulations.

Clear Withdrawal Rules

Minimum withdrawal Rp 100,000, processing time 15 minutes to 6 hours after KYC completion.

Bonus Wagering

All bonuses subject to wagering requirements. Terms clearly stated for each promotion.

No Multiple Accounts

Each user permitted only one account. Duplicate accounts will be closed and funds forfeited.

Responsible Gaming Tools

Deposit limits, loss limits, and self-exclusion options available to all users.

Have Questions About Our Terms?

Visit our FAQ page for quick answers or contact our 24/7 support team for personalized assistance.

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